Headquartered in New York and serving all of Connecticut, California, Florida and New York, Premium Mortgage stands alone in it's ability to provide the innovative programs and services that allow us to quickly and effectively obtain your home financing.

We are dedicated to responsive and courteous service to our customers. Combine this with our competitive interest rates and wide variety of loan programs , and we can meet the needs of almost every home buyer. Our products include Conventional, Fixed and Adjustable Rate Mortgages, Jumbos, SONYMA, No-Income-No Asset Financing, FHA, VA and Construction Draw Loans.

In addition to providing money for single family homes, townhouses and condominiums, we finance two to four family residences, second homes and investment properties.

Karen Haberer Biography for Karen Haberer Main Office: (716) 241-0000 Ext 103 Fax: (716) 241-3180

A native of Fairport and graduate of Cazenovia college, Karen joined Premium Mortgage in April of 2000. In the time since, Karen has become a vital part of our team by combining her extensive mortgage processing experience with her superior customer service to become an invaluable Loan Officer. Realizing that flexibility is often the key to securing her clients the best mortgage possible, she maintains a schedule that allows for appointment times that are convenient to her client - even if that means meeting after traditional business hours.